Welcome to a firm where your values, goals and aspirations are at the center of our services.

Allium Financial Advisors provides an independent, integrated approach to financial life management. We are a multi-family office serving a diverse range of families, businesses, and foundations, each with a custom set of needs.

We take the time to fully understand what is important to you, your current financial structure and personal goals. The result of our work is a personalized living financial plan and customized investment and tax strategy. We help you manage your wealth with clarity and confidence.

We do this through proactive, tax efficient, cost effective, diversified investing. In addition to the traditional markets, our clients have exclusive, negotiated access to a wide range of carefully selected alternative investments designed to enhance return and/or lower portfolio volatility.

Allium’s extensive portfolio management, financial planning and tax expertise coupled with independent top-tier professionals in the areas of accounting, legal, insurance, and trustee services provides a comprehensive, integrated suite of services.

We invite you to discover the benefits of holistic, integrated life management.

Meet The Team

A Comprehensive Approach

At Allium, we believe in a comprehensive approach to financial life management. Creating a personalized plan and investment strategy overseen by a collaborative team of professionals to help you make informed decisions with confidence.

A Financial Plan is a thought out, coordinated approach to managing your financial life in a way that can best meet your goals. It may include: 

• Estate structure
• Insurance coverage
• Savings strategy (or spending strategy)
• Investment strategy
• Gifting plan
• Succession planning
• Retirement plan

GETTING STARTED

We start with an interview. You need to know us and we need to know you. Once a level of trust is established, we will introduce you to Trellis; our secure, online financial life management tool. Trellis provides structure, transparency, daily valuation and organization to your finances and investments. Our financial planning work is done in Trellis and can be reviewed, revised and updated at any time with current asset values.

TAKING ACTION

Once we identify your goals and the initial financial planning process is completed, we provide you with recommendations and suggested action items. We then assist you in the implementation and coordinate with professional service providers, such as your estate planning attorney, mortgage broker, and insurance broker.

BUILDING AN INVESTMENT PORTFOLIO YOU CAN RELY ON

The next step is to review your investments, determine a personalized investment strategy and create an implementation plan.

Allium practices proactive portfolio management. We pay close attention to market cycles, special opportunities, rotation in investment strategies, interest rate movement and the evolving global marketplace. We are thoughtful to tax efficiency, cost and diversification. Alternative investment strategies can provide meaningful value and are an important aspect of portfolio construction for many clients.

Needs change, life can become more complex, opportunities arise, and goals may be reset. At Allium, financial planning, tax strategy and portfolio management are active, continual aspects of our service. We help you prepare for the future with intention.

Non-Profit Organizations

Donors invest in your organization because they believe and trust in your mission. You can also have an investment portfolio that supports and reflects your mission. 

We build investment portfolios that reflect and take into consideration our clients' ethics and values. We know how important this is – not only to your generous donors but also your staff and those you serve.

do you have to COMPROMISE LONG-TERM RETURN POTENTIAL?

Definitely not. Your return potential does not need to be compromised to reflect your mission. Asset allocation has been the primary driver of long-term returns. Diversification can assist in risk management. Active management in inefficient asset classes and the use of alternative investment strategies can provide additional return potential and risk management benefits. 

IS YOUR SPENDING POLICY SUSTAINABLE?

Long-term market returns have steadily declined over the last several decades, placing pressure on many organizations’ spending rates. Our financial analysis expertise can assist in developing and/or reviewing your spending policy and investment return assumptions. With changing market and economic conditions, it is best practice to review your investment policy statement and spending policy every few years.

supporting your BEST PRACTICES IN THE STEWARDSHIP OF YOUR ORGANIZATION’S ASSETS

It is important that every board and committee member of your organization has a clear understanding of their fiduciary responsibilities. Fiduciary education is a prudent requirement for each incoming member, and we can assist in this effort.

Services include:

• Investment policy development and regular review
• Asset allocation studies based on current forward-looking risk and return assumptions
• Spending policy analysis, development and regular review
• Proactive, customized, cost effective portfolio management
• Fiduciary education
• Customized donor communication materials regarding the growth and management of your investment portfolio

We will assist in any way we can to help support and further your mission.